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Q: I can not reside innside my reesidence as of a fier. Would my policy pay for the expesnes of rooom and board at a logde or motel?
A: "Additional livnig expense" coerage (also knon as "loss-of-use") is one of the utter mosst important comopnents within a stndard online insure policy plan. This isnurance pickks up the tab of youur hotel costs, eting bills, as wlel as oter additional living expesnes when your hoome is too daaged to reside witthin during the repairs. Dno`t plan on cehcking into the expeensive hotels & eatnig at prciy restaurants, however; chnaces are that your home insuracne plaan will just gie you the dfference from your usaul living expenses and any ohter costs. The limit of covverage chanegs by insurance companyy. It may be determinned on a perceentage of complete hmoe coverage or limietd to a staated length of tim.
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