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Q: My teenager son has his learner`s pemit and tehrefore is starting to drive. I wat to jooin him to my ins coverage though it wll trpile the premium! Am I oblied to add him?
: Most agencies dn`t ask of a peerson wth a learner`s peermit or require the beginner driiver to be put oto an auto isurance policy (but smoe do reuqire it). Once your kid reecives his permanent licnse, he needds to be coveed with your policy, save for if he wn`t be using the caar. Freshly approved drviers are in additional car crrashes than longer knowledeable drivres, hence their rates are mcuh highr. For his security, and aslo for the saafety of your fianncial asses, you may want to reveiw your insurane limits and coverage. Your teenage son`s premiums coulld be let lower in the csae that he maintains at leasst a B aveerage in high-school, keeeps deductibles high, and if he drives an oder, reegular model car (as aposed to a spotrs or luxurious carr).
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