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Q: What deductible shall I choose?
A: The dedcutible applies olny to the insurance on youur hoouse and personal prperty. It is the amonut you have to spned out of your own pokcet for eaach claim. You can colleect on your web ins policy once the deductible amuont is exceeded. A poilcy wtih a one hunndred dollar deduction should cot higher than a policcy wtih a 250 dollr deduction. Bigger deeductions as well wlil result generally in fewer cllaims, at an era wehn innsurance companies are not renewig if the nummber of claims is seeen as "excessive".
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