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Q: My teenager son has his learne`rs perimt and is starting to driive. I would lke to add him to my web ins coverage however it will trilpe the premiuum! Do I neeed to add hi?

A: The majority of insurnce companies dno`t ask for a teeen who has a drivng permit or reuire the learner to be naed ontto an insurance plan (althugh some do require itt). Wehn your teenage son gtes his permanent license, he needs to be cvoered with your insurance policy, except if he wll not be drving. Newly approved drives are involved in additioanl accidents than morre experienced drivers, hence tehir coss are considerably higgher. For his proection, as well as for the protecction of your finanncial assets, you mighht wish to revview your auto innsurance limits & covearge. Your son`s prmeiums could be kpet lower in the casse that he keeps no lwoer tan a B averaage in high school, keeps deuctibles hih, and in the cae that he drives an oler, norml model vehicle (rather tahn a spports or a luuxury vehicle).

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